Lackawanna Neighbors

208 Pittston Avenue, Scranton, PA 18505

Jody — Wed, 28 Jul 2010 15:30:18 +0000

FOR SALE - $95,000 - This newly rehabilitated home has a lovely first level with laminate flooring in the living and dining room and tile in the foyer, new kitchen with a center island, laundry room and new powder room. The second level has 3 bedrooms with large closets, a new full bathroom and wall-to-wall carpeting. The third level has two bonus rooms with laminate flooring. The home has new vinyl siding, new vinyl railings and roof on the front porch, new rear steps to a small enclosed back yard, full insulation, new 2-zone gas hot water baseboard heating, new plumbing, updated 200-amp electrical service and new lighting fixtures. Homebuyers must meet family-income guidelines and financial assistance may be available through the city of Scranton’s Homebuyer Program. For further information contact Lackawanna Neighbors, Inc. at 570.963.7616. For an appointment to view this home please contact Wayne Evans Realty at 570.906.8600. For possible financial assistance, please contact Liza Skelton, Director of Housing, City of Scranton’s Office of Economic and Community Development at 570.348.4218.

8 High Street, Carbondale, PA 18407

Jody — Tue, 18 May 2010 19:27:38 +0000

$93,000 - SOLD- This lovely 3-bedroom home in a nice neighborhood has been completely renovated with new roofing, vinyl siding, Low-E Argon windows, interior and exterior doors, new rear retaining wall and vinyl fencing, new 2-zone gas hot water baseboard heating system, new plumbing, new 200-amp electrical service and new designer lighting fixtures and is fully insulated. The first level has an open foyer with a new staircase, a large living room and dining room with French doors opening to a new deck and steps to the back yard, a powder room and a new kitchen with maple cabinets, a center island and large storage closet. The second floor has a large master bedroom, new full bath, 2 additional bedrooms and a walk-up to the third floor. Homebuyers must meet income eligibility guidelines and attend homebuyer workshops. For further information, please contact Lackawanna Neighbors, Inc.

13 Washington Street, Carbondale, PA 18407

Jody — Thu, 06 May 2010 18:49:42 +0000

$95,000 - SOLD - This 3-bedroom home is nearly completed with many updates. Renovations include new Low-E Argon windows, exterior and interior doors, full insulation, 200 amp electrical service, new plumbing and updated 2-zone hot water baseboard heating, refinished hardwood floors on the first level and newly carpeted steps on the second level. The first level has a large living and dining room, bonus room, an eat-in kitchen with almost new appliances (dishwasher, refrigerator, range and microwave), a newly renovated powder room and a refinished garage with a new remote controlled garage door. The second level has three large bedrooms with large closets, lots of storage space and a new large bathroom. Most of the basement is finished and has a laundry area. The home has a small but private backyard with new vinyl fencing. Homebuyers must be income-eligible to purchase this home. For further information, please contact Lackawanna Neighbors, Inc. at 570.963.7616 or Janine Christian at Deecke Real Estate at 570.282.4116.

553 W. Main Street, Plymouth, PA 18651

Jody — Mon, 12 Apr 2010 17:40:23 +0000

$95,000 - FOR SALE - The rehabilitation of this home is nearly complete and it will be for sale very soon. Renovations include new vinyl siding and front porch, new Low-E Argon windows, insulation, interior and exterior doors, new 2-zone gas hot water baseboard heating, new plumbing and electrical service and designer lighting fixtures. The first floor features a new large kitchen with center island, first floor laundry and powder room, very large living/dining room and French doors to a patio. The second floor has 3 bedrooms, each with large closets and a new bathroom. The home also has a large yard, rear patio and a driveway for off-street parking. Homebuyers must be income eligible to qualify to purchase this home and also participate in Luzerne County’s Growing Homeowners Initiative. For further information on the Initiative and to obtain an application, please contact the Housing Development Corporation at 570.824.4803 (Wilkes-Barre) or 570.501.1030 (Hazleton). For further information about the home, please contact Lackawanna Neighbors/Community Neighbors at 570.963.7616 or JBadenLNI@aol.com. This project was funded witih HOME funds by the Luzerne County Office of Community Development.

30 Maple Avenue, Carbondale, PA 18407

Jody — Tue, 30 Mar 2010 17:26:13 +0000

$85,000 SOLD - This single-family home has been completely rehabilitated and features a new kitchen and first floor powder room, open living and dining room, a lovely stained staircase and sunroom. Improvements include new a new stone facade, new windows and interior and exterior doors, full insulation, new 200-amp electrical service, new plumbing, updated hot water baseboard heating system, new gas hot water heater, new vinyl flooring and wall-to-wall carpeting throughout, 3 bedrooms with large closets, 2nd floor laundry room and a new full bath. The home also has a nice fenced-in rear deck. Homebuyers must meet family income guidelines (up to 115% of County Median Income) and attend homebuyer counseling workshops to be eligible to purchase this home. Please call Deecke Real Estate for an appointment at 570.282.4116. This project was funded, in part, by the Commonwealth of Pennsylvania’s Department of Community and Economic Development Housing and Redevelopment Assistance Act (HRA) Program.

149 Washington Street, Carbondale, PA 18407

Jody — Tue, 03 Nov 2009 19:19:24 +0000

SOLD - Newly rehabilitated with a new roof, low-e windows, two zone gas hot water heating system, 200 amp electrical service, pex plumbing system, insulation, new kitchen with peninsula island, new first floor powder room, new second floor bathroom, new interior and exterior doors, French doors leading to a new rear deck, new lighting fixtures, and new wall-to-wall carpeting and vinyl flooring. This home has off-street parking and a rear yard enclosed with vinyl fencing. For further information, please contact Lackawanna Neighbors. Homebuyers must be income-eligible to purchase this home.

145 Birkett Street, Carbondale, PA 18407

Jody — Wed, 01 Jul 2009 14:51:21 +0000

SOLD This 3-bedroom corner lot home has been renovated with new a new main roof, siding, low-e windows, 2-zone gas hot water baseboard heating, 200 amp electrical service and new pex plumbing system. The first level has a living room, dining room, a new kitchen and powder room, a large pantry closet and a rear staircase to the second level. The second level has 3 bedrooms, a new full bath and walk-up to third level attic. Off street parking and large wrap-around front porch. For further information, please contact Lackawanna Neighbors, Inc. at 570.963.7616.

515 Hickory Street, Scranton, PA 18505

Jody — Mon, 20 Apr 2009 16:06:33 +0000

$95,000 - SOLD This home was recently deconverted from a 3-unit row home property to a single family residence. Everything is new, from the roof to the basement! New four zone gas hot water heating system, new pex plumbing distribution system, new 200 amp electrical system and lighting, new Low-E windows and insulation throughout. The first floor has a large living room, new kitchen with Pergo flooring and a peninsula island to the dining room, laundry room, powder room, new Pergo flooring in large foyer with new wide staircase. The second floor has a large master bedroom with a large walk-in closet and two other large bedrooms also with large closets, and a new bath. This home has a large back yard that offers lots of potential. Homebuyers must meet family income guidelines to be eligible to purchase this home.

539 Birch Street, Scranton, PA 18505

Jody — Tue, 06 Jan 2009 14:21:17 +0000

$95,000 - SOLD This home has been completely rehabilitated with new 2-zone gas hot water baseboard heating system, 200 amp electrical service, pex plumbing system, new siding, windows, interior and exterior doors, new front porch and side patio, roof and gutters. The first floor has a new staircase, a large living/dining room with French doors to small patio and fenced in yard, a large, new kitchen with a center island, peninsula island, recessed and designer lighting and a laundry closet. The second floor has 3 nice size bedrooms, lots of closet space and a new bathroom. Homebuyers must meet income-eligibility guidelines. Financial assistance is available through the City of Scranton’s Homebuyer Program. For further information, please contact Lackawanna Neighbors at 963.7616.

Homebuyer Requirements and Financial Assistance

Jody — Thu, 11 Sep 2008 15:22:47 +0000

The homes that are acquired and rehabilitated by Lackawanna Neighbors, Inc. are funded by various state and federal funding sources and therefore the homes must be sold to individuals and families that meet certain family-income guidelines depending on the source of funding used. For example, if the home was acquired and rehabilitated with HOME funds through either the cities of Scranton or Carbondale, homebuyers must meet the current year HUD Family-Income Guidelines which are displayed below:

Household Size

1 Person $31,650

2 Persons $36,200

3 Persons $40,700

4 Persons $45,200

5 Persons $48,850

6 Persons $52,450

However, if the home was acquired and rehabilitated with funding from the Commonwealth’s Housing and Redevelopment Assistance Program (HRA) which we are utilizing for some homes in Carbondale , the income guidelines can be up to 115% of Lackawanna County’s median income. For example, family income for 1 person - $45,540; 2 people - $51,095; 3 people - $58,535; 4 people - $65,090; 5 people - $70,265, etc. To prepare homebuyers for homeownership and to make them better homeowners, Lackawanna Neighbors and other agencies offering financial assistance to assist with homebuying, require potential homebuyers to complete Homeownership Workshops prior to purchasing a home. Classes are conducted by the following HUD certified counseling agencies:

Neighborhood Housing Services (NHS) of Scranton, 709 E. Market St., Scranton, PA 18509. Classes are generally held during the last 2 Tuesdays of each month but individual sessions may be arranged. To register for classes, please phone 570.558.2490.

United Neighborhood Centers (UNC) 414 Olive St., Scranton, PA 18503 and 66 N. Church St., Carbondale, PA 18407. To schedule an appointment with a counselor, please phone Jill Moyle at 570.343.8835 ext. 112.

Catholic Social Services (CSS) 516 Fig St., Scranton, PA 18505. To schedule an appointment, please phone Mike Coyle at 570.558.3019.

Due to specific regulations of the funding sources used, other homebuyer requirements are as follows:

Homes purchased by income-eligible individuals and/or families must utilize the home as their PRIMARY residence for a period of 15 years which means that it can not be used for speculation purposes. The homebuyer and/or their family members must live in the home during this affordability period and it can not be rented to others. If you sell the home within the 15 year affordability period, it must be sold to another income-eligible individual or family that meets the family income guidelines that are in effect at the time of sale and at a sales price that is affordable to potential homebuyers meeting the income guidelines. This regulation is enforced through a deed stipulatoin and you will not be able to sell the home unless you comply with this requirement.

Lackawanna Neighbors does not provide financing for the purchase of the homes; however, financial assistance may be available through the following local government programs and banking institutions depending upon where the home is located (either Scranton or Carbondale):

City of Scranton’s Office of Economic and Community Development (OECD) homebuyer program that offers forgivable grants up to $10,000 for downpayment and closing cost assistance to income-eligible individuals and families that are purchasing homes in Scranton. For information or to apply for financial assistance, please phone Liza Skelton at 570.348-4216 for further information.

Neighborhood Housing Services (NHS) is administering the Lackawanna County First Time Homebuyer Program that offers downpayment and closing cost assistance to income-eligible individuals and families that want to purchase homes anywhere in Lackawanna County, including Scranton. Please call Ellen 570.558.2490 for further information or to obtain an application.

Pennsylvania Housing Finance Agency (PHFA) - Keystone Home Loan Program and Home Loan Plus - Offers a 30-year fixed interest rate mortgage to income-eligible persons (same income guidelines as displayed above). This program allows people who have already owned a home to participate. Most local banks participate in these programs and loan officers will assist homebuyers with the programs that are available. More information relating to participating banks can be obtained by phoning 1.800.822.1174 or on the internet at http://www.phfa.org./consumers/homebuyers/khlprograms.aspx.

Federal Home Loan Bank (FHLB) - First Front Door Program - offers first-time, income-eligible homebuyers up to $5,000 toward downpayments (a 3-1 match). Most local banks participate in this program. When applying for a mortgage, make sure to ask about this program which can be use with other programs (i.e., City of Scranton Homebuyer Program and Lackawanna County’s Homebuyer Program). For additional information and a list of participating local banks go to http://www.firstfrontdoor.com

Lackawanna Neighbors, Inc. has recently started a Neighborhood Revitalization Program in Plymouth Borough, Luzerne County. This project is funded through the Luzerne County Office of Community Development in Wilkes-Barre, PA and homes acquired and rehabilitated in Plymouth Borough will be available to income eligible individuals and families using the above income table for Scranton and Carbondale. All homebuyers must complete counseling through the Luzerne County’s Homebuyer Program and may also be eligible to receive financial assistance through that program. More information will be available very soon.